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Gandl’s assets consist mostly of his house in Monroe, Orange County, valued at $431,000, but it secures more than $1 million for business loans, court judgments and IRS and state tax warrants.
“The debtor has been experiencing financial troubles,” Francis’ adversary proceeding states. “Over the course of the past 11 years the debtor has used his best efforts to repay his tax obligations to the IRS.”