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Open Banking concept attractive to area banks, but wait for regulations...

Paving the way for third parties to access banks' customer data as a way to improve efficiencies in the customer experience are Open Banking initiatives in the U.K., the E.U. and Asia.

Baird & Co. cooking up new digital banking model

The concept is based on wildly popular services in Asia and Africa that allow customers to deposit, withdraw, transfer money and pay for goods and services with a mobile device.